Take control of your financial future

Master Your Finances, Secure Your Future

Take Control of your Financial Future with our hands-on, comprehensive course. No financial jargon, just clear and applicable knowledge for you.

How it works

Financial Courses

We have three courses based on your financial knowledge. You pick the course that suits your need.

Enroll in a Program

Choose the learning path that best fits your financial goals.

Attend Classes

Participate in engaging and informative sessions.

Apply What You Learn

Implement strategies to transform your financial life.

2K+

Clients Consulted

Years of Experience

19+

Certifications and Awards

99%

Success for Clients

Meet Sosinna Degefu

Hi, I’m Sosinna Degefu the founder of The Financial Pivot.

After seeing how many people struggled to manage their money with confidence, I knew there had to be a better way. My goal is to demystify finance and empower you to take control — without the stress or confusion.

With a background in finance, I combine financial strategy with practical tools to help clients create lasting change. Because real confidence comes not from having more, but from knowing exactly what to do with what you have.

Choose Your Path

No matter where you are in your financial path, we have a course for you, and for your family. It's never too late.

Foundation Course

(For Beginner)

Mindset, Goals & Budgeting

This is where your financial pivot begins. You’ll learn to rethink your relationship with money, set goals that matter, and build a simple budgeting system that works for real life — not just on paper.

Develop a healthy money mindset and reduce stress around finances
Set short- and long-term goals that align with your priorities
Create a realistic budget that reflects your lifestyle
Build habits that support consistent financial organization

$ 149

Enrol Now

Growth Course

(For Intermediate)

Credit, Saving & Income

Once you’ve completed the Foundation Course, Growth helps you strengthen your financial systems and expand your understanding. You’ll explore credit, debt management, savings, and ways to develop your income potential — all in a structured, educational way.

Understand credit scores and use credit responsibly
Compare strategies for managing and paying down debt
See how savings grow over time and create a practical savings system
Explore strategies to support career growth and skill development

$ 399

Enrol Now

Strategy Course

(For Anyone Planning for Retirement)

Investing, Pre-Retirement & Long-Term Concepts

This all-inclusive course builds on the Growth Course and introduces long-term financial concepts in an educational, non-advisory format.

Basic investing concepts and long-term growth frameworks
Pre-Retirement Considerations and future income concepts
Educational overview of the FIRE framework
Annual financial checklists to stay organized
Key income sources, including Social Security, pensions, and annuities
Healthcare and long-term care planning basics

$ 599

Enrol Now

If you don't find what you are looking for on the course, you can take a one-one coaching.

One-on-One Coaching

Personalized Learning

Enhance your financial education with personalized advice and support from our expert coaches, tailored to meet your unique goals.

What you will learn

Personalized Advice
Direct Support
Customized Plans to Meet Your Goals

Sosinna Degefu

Founder of The Financial Pivot

TESTIMONIALS

What Client Our Says About Us

From Confused to Confident

Before taking The Financial Pivot online course, I thought I was doing everything right with my finances. I was saving consistently, but I didn’t fully understand how different retirement account options work or how concepts like tax-free compounding are generally discussed. The course explained ideas I had heard about for years in a way that finally made sense to me. The coaching component helped reinforce the material and gave me the opportunity to ask questions in a supportive learning environment. As a result, I now have a clearer understanding of my retirement options and feel more confident thinking about my long-term financial planning. The course changed the way I approach personal finance education, and I wish I had learned these concepts sooner.

– M.R.

Beyond the Paycheck

I’ve worked for many years, and for a long time I thought personal finance was mostly about my paycheck. I hadn’t really considered how benefits like retirement plans, education assistance, or health coverage fit into the bigger picture. This course helped me better understand how to think about compensation more broadly and how different benefits can factor into long-term planning. My coach explained concepts clearly and created a comfortable space to ask questions, which made the learning experience approachable and practical. As a result, I now feel more informed and confident when evaluating job opportunities and considering how different aspects of compensation align with my personal goals. This course expanded the way I think about personal finance beyond basic budgeting and saving, and gave me tools to make more thoughtful decisions going forward.

– Rahel

Confidence with Money

Taking this personal finance course changed the way I think about money and financial topics. The instructor explained complex concepts clearly and created a supportive learning environment where I felt comfortable asking questions. Through the course materials, I learned general budgeting principles and how to think more critically about reviewing different areas of my finances. It helped me recognize topics I hadn’t paid much attention to before and encouraged me to be more thoughtful about how often I revisit financial decisions. This course gave me greater clarity and confidence in my financial knowledge. I appreciated the patient, judgment-free approach and the practical educational tools that helped me better understand personal finance concepts.

– Amde

Frequently Asked Questions

What is life coaching, and how can it benefit me?

Life coaching is a process designed to help you set and achieve personal and professional goals. Through personalized guidance, coaching empowers you to gain clarity, overcome obstacles, and build confidence. It’s ideal for anyone looking to make positive changes, reach their potential, and live a more fulfilling life.

How is life coaching different from therapy?

Life coaching focuses on setting and achieving future goals, while therapy often addresses past issues and emotional healing. Coaching is action-oriented and aims to unlock potential by providing tools, strategies, and accountability. It’s a proactive approach for those ready to make forward progress.

What should I expect during a coaching session?

Each session is tailored to your unique goals and challenges. You can expect open, non-judgmental conversations, thought-provoking questions, and practical tools to help you take action. The process is collaborative, empowering you to take clear steps toward your objectives.

How long will it take to see results?

Results vary depending on individual goals and commitment. Many clients experience positive shifts within a few sessions, while more significant transformations may take several months. Consistency and openness to the process are key to achieving meaningful, lasting change.

This site provides educational information only and does not offer legal, accounting, tax, or investment advice. Our coaches are not licensed financial advisors. The Financial Pivot does not guarantee financial outcomes from its courses and programs. Content is intended for U.S. residents only.